Question 1

Can foreigners buy property in Dubai?

Accepted Answer

Yes. Non-UAE nationals can own property in Dubai's designated freehold areas. These include major areas such as Downtown Dubai, Dubai Marina, Palm Jumeirah, Business Bay, Jumeirah Village, Dubai Hills Estate, Dubai Creek Harbour and MBR City. Ownership eligibility depends on the specific property and designated area.

Question 2

How much mortgage can a non-resident get in Dubai?

Accepted Answer

Non-resident financing varies by bank, property, borrower profile and whether the property is ready or off-plan. Around 50% LTV is a common benchmark for non-resident financing, but actual approval and terms are bank-specific. Tenors, rates and minimum income requirements also vary. Propertic can compare financing options across multiple UAE banks.

Question 3

Does Propertic charge for consultations?

Accepted Answer

No. Initial consultations are free. Propertic may receive a brokerage commission from the developer or transaction side when a deal closes. Any applicable commission or commercial relationship is disclosed, and recommendations are based on the property, buyer requirements and available market data.

Question 4

Can I get a Dubai Golden Visa by buying property?

Accepted Answer

Potentially, yes. Under the current ICP rules, real-estate investors may qualify for a 10-year Golden Residency when they own one or more UAE properties with a total value of at least AED 2 million, subject to the applicable eligibility and documentation requirements. Financed property can qualify in certain circumstances, including financing through an approved local bank. Eligible applicants can also obtain residence permits for family members under the applicable rules. We can help structure the property purchase and residency process in parallel.

Question 5

What are the costs of buying an off-plan property in Dubai?

Accepted Answer

The main DLD sale-registration fee is 4% of the sale value. However, the total buyer cost can include other transaction or administrative charges depending on the project, developer, registration structure and payment arrangements. Propertic does not charge the buyer a separate brokerage commission where the applicable commission is paid by the developer. Any other buyer costs should be confirmed in writing before signing.

Question 6

What are the costs of buying a ready property in Dubai?

Accepted Answer

Typically, buyers should budget for the 4% DLD sale-registration fee, plus applicable trustee/registration charges and, where financed, a 0.25% mortgage-registration fee based on the mortgage value. A buyer may also incur an agency commission, developer NOC fee and, where applicable, bank valuation and other administrative charges. The exact amount varies by transaction and financing structure, so Propertic provides a written cost breakdown before signing.

Know the numbers. Before you buy Dubai property.

Analyze your deal with your numbers. Zero market injection.

The UAE market, in numbers.

Business Bay

Compare Dubai Areas side by side.

Free
consultation.

Recently delivered, a slice of what Dubai offers.

Bluewaters Residences

Creek Beach (Address Harbour Point)

City Walk Central Park

Bulgari Residences

The Address Residences Dubai Opera

Sobha Hartland Waves

Damac Lagoons, Santorini

Dubai Hills, Golf Grove Villas

Palm Tower Residences

Grove (Dubai Creek Harbour)

Three things we always deliver.

Executive Access

Regulated Execution

Strategic Growth

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asked.